• BPI waive membership fee

    Waive your BPI Credit Card Membership Fee

    I’ve been a credit card user of BPI for maybe 5 years now and I always get advice from workmates and friends to try to ask them to waive my membership fee. That must be like every passing December. This year I finally tried it and to my surprise didn’t get my membership fee waived entirely. Background: – I pay my dues on time, with no past dues – I use my credit card for installment transaction – I use them sometimes on shop purchases and online purchases including airfare – They always grant me an additional credit almost every year – I have the Blue Mastercard one – It’s…

  • Screenshot 2022 12 23 114408

    Game Idea: Bisaya to English Translation

    Games make a gathering extra fun and memorable. And living in a progressive city in Mindanao it is for someone not too acquainted with deep Bisaya terms to start getting to know them, and what’s the best way to remember a word is through an engaging activity. I have made a slide of this game wherein you can use them on your next event. Mechanics: When a Bisaya sentence is projected on the wall/screen, a group member should try to translate the sentence into English. Depending on the consequences, when someone does not translate it correctly they’ll be punished. The slides consist of 4 sets, wherein 2 playing groups should…

  • bdo
    Finance,  Tutorial

    Pay Pag-ibig Housing Loan via GCash

    There is no doubt Gcash has changed the lives of Filipino with never before access to payments and transfers. One of the best feature payments on Gcash is the Government Bills. Login to your account. Go to Pay Bills > Government > Pag-ibig or Pay Bills > Menu > Search for Pagibig Fill up the form, and type select ‘Housing Loan’ from the dropdown. Enter your 12-digit Member ID or 20-digit Housing Loan ID to the Account Number Field.Enter the amount you wanted to pay in the ‘Amount’ field.For the period covered, ‘from’ select your day of due date since mine’s due date is every 17th I entered Nov 17th…

  • sop 4
    Finance,  Tutorial

    Pay SSS Contribution thru Shopee App (Shopeepay or Spaylater)

    Bills for Government Services has finally onboarded and integrated their payment methods with the most convenient method of all – online payments. Technology has been very helpful esp this pandemic but even before then, we have used Shopee for our shopping needs. If you are not aware of the bills payment feature of Shopee, well now you are and you should take advantage of this feature. First, you need to generate a PRN for your payment, you can check this link on How to generate SSS PRN. Once generated you can proceed with the steps. From Shopee’s dashboard, go to “Load, Bills & Travel” Then tap, “Government Services” Select SSS…

  • Mary Magdalene

    Easter Sunday, the Three Women, and Where’s Mary

    Who are these three women at the tomb of Christ during the Easter Sunday? Mark 16:1-2: “And when the sabbath was past, Mary Magdalene, and Mary the mother of James, and Salome, bought sweet spices, that coming, they might anoint Jesus. And very early in the morning, the first day of the week, they come to the sepulchre, the sun being now risen.” These women, based on Mark 16:1-2, were: Mary Magdalene Mary, mother of James Salome How great really the faith of these women that they believe that the Lord resurrected from the dead though they didn’t see the body. Unlike Thomas on today’s Sunday Gospel. I was thinking…

  • Use at your own risk

    Risk Management and Counting Pips

    What is a PIP? The movement of the prices in a tiny increments or decrements Why is it important that we should know how to count pips? Based on the previous articles we have: How to and Why Breakeven How to Follow Forex Signals we have always mentioned PIPS and POINTS. We should what is a pip in order to: Calculate when trading To set Stop Loss, Take Profit, and Breakeven points To calculate the risks This is the basics but we should know the grave importance of Points in Percentage (PIP). Stop Loss One of the important in trading was to put Stop Loss (SL) on each trade. And…

  • Untitled
    Finance,  Tutorial

    How to open a FICCO account online?

    Finally!!!! FICCO (First Community Cooperative) has heard our voices!! We are now indeed living with the new normal and COVID is still present in the community. With this FICCO has finally launched its online system. Yes! You can now open an account online, by all means, is very convenient as we don’t need to attend their seminars in person. Really exciting news!!! To know more, continue reading below: To start, you need to register to the site by filling up a form. Important to note is to prepare your TIN number and your FICCO Branch of choice before proceeding and also your Gcash with at least 830php in your wallet.…

  • sunlife
    Finance,  Investment

    Sunlife Maxilink Prime Policy Review (Self Review)

    With the overload of ideas and life hacks we stumble upon in our daily social media lives, we sometimes absorb these ideologies without doing enough research on our own. I joined a financial group on Facebook as an earning individual that aspires to expand her financial portfolio. While a member of this group, I bump into people surrendering their policies – not just any policies but specifically VUL (variable universal life) Insurance. After enough time lurking in the comments section and reading posts within the group, I concluded some members is against this type of insurance. In a summary and from what I have read, the people in the group…

  • For Profit

    How to and Why Breakeven

    Have you noticed that there are times that your entry doesn’t hit your Take Profit (TP)? And instead of gaining pips you end up losing pips? Or there are also times that you have TP 1 and TP 2, then although it hits TP 1 and seems to think that you are confident enough that the it will hit TP 2 but only hitting the SL. To clearly picture out this situation, let’s say that you have a BUY entry on EURUSD at 1.09000 with 2 entries: Entry: 1.09000 SL: 1.08700 TP 1: 1.09200 TP 2: 1.09700   Gaining or Losing? Let’s assume that TP 1 hit, then you have…