I’ve been a credit card user of BPI for maybe 5 years now and I always get advice from workmates and friends to try to ask them to waive my membership fee. That must be like every passing December. This year I finally tried it and to my surprise didn’t get my membership fee waived entirely. Background: – I pay my dues on time, with no past dues – I use my credit card for installment transaction – I use them sometimes on shop purchases and online purchases including airfare – They always grant me an additional credit almost every year – I have the Blue Mastercard one – It’s…