With the overload of ideas and life hacks we stumble upon in our daily social media lives, we sometimes absorb these ideologies without doing enough research on our own. I joined a financial group on Facebook as an earning individual that aspires to expand her financial portfolio. While a member of this group, I bump into people surrendering their policies – not just any policies but specifically VUL (variable universal life) Insurance. After enough time lurking in the comments section and reading posts within the group, I concluded some members is against this type of insurance. In a summary and from what I have read, the people in the group…